SUBEN NUEVAMENTE LAS TASAS DE INTERÉS

Compartí

El nuevo piso rige para las imposiciones a 30 días hasta $10 millones y es una forma de evitar que la suba de precios afecte a los ahorristas. El Banco Central aumentó además 950 puntos la tasa de política monetaria, la suba más alta desde 2019.

La suba de tasas de interés de política monetaria que fijó este jueves el Banco Central (BCRA) -de 60% a 69,5%- comenzará a regir a partir de mañana e impactará de manera inmediata en los depósitos a plazo fijo en pesos, como una forma de evitar que la suba de precios afecte a los ahorristas.

En el caso de los depósitos de hasta 10 millones de pesos hechos por personas humanas, el nuevo piso garantizado de tasa nominal anual (TNA) será del 69,5% -antes era de 61%- para los depósitos a 30 días, lo que representa un rendimiento mensual del 5,79% y un rendimiento anual efectivo del 96,5%.

Para el resto de los depósitos a plazo fijo del sector privado la tasa mínima garantizada será del 61%, lo que representa una tasa efectiva anual de 81,3%.

Esto quiere decir que si este viernes una persona hiciera un plazo fijo por 30 días de $100.000, al finalizar el plazo recibirá $105.791, es decir los $100.000 que había depositado en un primer momento más un interés de $5.791.

Sin embargo, si decidiera al final de ese plazo hacer un nuevo plazo fijo por 30 días con el dinero inicial más los $ 5.791 ganados en intereses, obtendría al final del plazo $ 111.917, es decir los $ 105.050 depositados a principio de mes más un interés de $ 6.126.

En caso de no haber cambios en la tasa de interés durante el próximo año, si ante cada vencimiento la persona volviera a hacer un nuevo plazo fijo por 30 días con el capital inicial y los intereses ganados, en 12 meses tendría $ 196.525

Es decir, los $ 100.000 depositados inicialmente más un interés de $ 96.525.

Los bancos también ofrecen los plazos fijos «UVA + 1%» pre cancelables, como una opción de inversión a tasa real positiva para las personas ahorristas ya que ofrecen una tasa mínima de 1% anual sobre la tasa de interés equivalente al Índice de Precios al Consumidor que informa el Indec más la tasa anual de 1%, lo que permite mantener el poder adquisitivo del ahorro y ganarle por un punto a la inflación, si se cumple el plazo contractual de 90 días.

La particularidad de este producto es que dispone de la opción de pre cancelación a partir de los 30 días, aunque con una tasas de interés equivalente al 85% de la TNA que dan los plazo fijos tradicionales, que en la actualidad sería de 59,075%.

Actualmente es obligatorio que todos los bancos ofrezcan en los home banking los plazos fijos «UVA + 1%» a través de todos los medios, ya sea en las sucursales con presencia física o a través de las plataformas electrónicas.

Redacción

257 comentarios en «SUBEN NUEVAMENTE LAS TASAS DE INTERÉS»

  1. Wow that was strange. I just wrote an really long comment but after I clicked submit my comment didn’t show up. Grrrr… well I’m not writing all that over again. Anyway, just wanted to say great blog!

  2. Great post. I was checking continuously this blog and I’m inspired! Very helpful info particularly the last section 🙂 I deal with such information a lot. I used to be seeking this particular info for a very long time. Thank you and good luck.

  3. I’ve been browsing online more than three hours as of late, yet I never discovered any fascinating article like yours. It is lovely worth sufficient for me. In my opinion, if all website owners and bloggers made good content as you probably did, the web will be a lot more useful than ever before.

  4. Hiya, I’m really glad I’ve found this information. Nowadays bloggers publish just about gossips and internet and this is actually irritating. A good blog with exciting content, this is what I need. Thank you for keeping this website, I’ll be visiting it. Do you do newsletters? Cant find it.

  5. We’re a group of volunteers and opening a brand new scheme in our community. Your web site offered us with valuable info to work on. You’ve performed a formidable job and our whole community will probably be thankful to you.

  6. Excellent post. I was checking continuously this blog and I am impressed! Very helpful info specially the final phase 🙂 I deal with such information much. I used to be looking for this particular info for a very lengthy time. Thanks and best of luck.

  7. Have you ever thought about adding a little bit more than just your articles? I mean, what you say is fundamental and everything. But just imagine if you added some great photos or videos to give your posts more, «pop»! Your content is excellent but with images and video clips, this website could definitely be one of the very best in its field. Awesome blog!

  8. Good website! I really love how it is easy on my eyes and the data are well written. I am wondering how I might be notified when a new post has been made. I have subscribed to your feed which must do the trick! Have a great day!

  9. We would also like to say that most individuals who find themselves with out health insurance are normally students, self-employed and those that are out of work. More than half on the uninsured are under the age of 35. They do not really feel they are in need of health insurance as they are young as well as healthy. The income is generally spent on houses, food, as well as entertainment. A lot of people that do go to work either whole or part-time are not offered insurance through their jobs so they proceed without owing to the rising tariff of health insurance in the states. Thanks for the thoughts you talk about through this site.

  10. I have noticed that car insurance companies know the cars which are vulnerable to accidents as well as other risks. Additionally, these people know what sort of cars are susceptible to higher risk as well as higher risk they’ve got the higher the premium fee. Understanding the basic basics connected with car insurance will allow you to choose the right form of insurance policy that could take care of the needs you have in case you get involved in an accident. Thanks for sharing the particular ideas on the blog.

  11. After research just a few of the blog posts in your web site now, and I truly like your way of blogging. I bookmarked it to my bookmark website record and shall be checking again soon. Pls check out my website as effectively and let me know what you think.

  12. Today, while I was at work, my cousin stole my iPad and tested to see if it can survive a forty foot drop, just so she can be a youtube sensation. My apple ipad is now broken and she has 83 views. I know this is entirely off topic but I had to share it with someone!

  13. Oh my goodness! an amazing article dude. Thanks Nevertheless I am experiencing concern with ur rss . Don?t know why Unable to subscribe to it. Is there anybody getting identical rss drawback? Anybody who is aware of kindly respond. Thnkx

  14. Youre so cool! I dont suppose Ive learn anything like this before. So good to find any person with some authentic ideas on this subject. realy thank you for starting this up. this web site is something that is needed on the web, someone with a bit of originality. helpful job for bringing one thing new to the internet!

  15. Another important area is that if you are a mature person, travel insurance regarding pensioners is something you must really look at. The mature you are, greater at risk you happen to be for making something terrible happen to you while in most foreign countries. If you are not really covered by many comprehensive insurance, you could have many serious issues. Thanks for discussing your good tips on this website.

  16. You’re so interesting! I don’t think I’ve truly read something like this before. So good to find someone with genuine thoughts on this issue. Really.. thanks for starting this up. This web site is one thing that is required on the web, someone with a little originality!

  17. Oh my goodness! Impressive article dude! Thanks, However I am going through difficulties with your RSS. I don’t understand why I cannot subscribe to it. Is there anybody getting similar RSS problems? Anyone that knows the answer will you kindly respond? Thanks!!

  18. Simply wish to say your article is as surprising. The clearness to your publish is simply spectacular and that i can think you are knowledgeable on this subject. Fine along with your permission allow me to clutch your feed to keep up to date with forthcoming post. Thank you 1,000,000 and please continue the rewarding work.

  19. Nice read, I just passed this onto a colleague who was doing some research on that. And he just bought me lunch because I found it for him smile So let me rephrase that: Thank you for lunch!

  20. hello there and thanks in your info ? I have certainly picked up anything new from proper here. I did on the other hand experience several technical points the use of this site, as I skilled to reload the web site a lot of instances previous to I may just get it to load properly. I had been pondering if your web host is OK? No longer that I’m complaining, but sluggish loading circumstances instances will very frequently impact your placement in google and can damage your high quality score if advertising and ***********|advertising|advertising|advertising and *********** with Adwords. Well I?m including this RSS to my email and can glance out for a lot more of your respective fascinating content. Make sure you replace this once more soon..

  21. Simply wish to say your article is as astonishing. The clearness in your post is simply excellent and i could assume you are an expert on this subject. Well with your permission let me to grab your feed to keep up to date with forthcoming post. Thanks a million and please keep up the rewarding work.

  22. I?ve been exploring for a little bit for any high quality articles or blog posts on this sort of house . Exploring in Yahoo I at last stumbled upon this website. Reading this info So i am satisfied to convey that I’ve a very just right uncanny feeling I discovered just what I needed. I so much surely will make sure to don?t fail to remember this site and give it a glance regularly.

  23. Your positivity and enthusiasm are undeniably contagious! This article brightened my day and left me feeling inspired. Thank you for sharing your uplifting message and spreading positivity among your readers.

  24. I am not sure where you’re getting your information, but great topic. I needs to spend some time learning much more or understanding more. Thanks for excellent info I was looking for this information for my mission.

  25. Heya! I just wanted to ask if you ever have any issues with hackers? My last blog (wordpress) was hacked and I ended up losing several weeks of hard work due to no backup. Do you have any solutions to prevent hackers?

  26. I absolutely love your blog and find many of your post’s to be exactly I’m looking for. Does one offer guest writers to write content for you? I wouldn’t mind creating a post or elaborating on some of the subjects you write concerning here. Again, awesome site!

  27. Howdy! Do you know if they make any plugins to assist with Search Engine Optimization? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results. If you know of any please share. Thanks!

  28. Hi my friend! I wish to say that this post is amazing, nice written and include almost all significant infos. I?d like to see more posts like this.

  29. Nice post. I was checking constantly this blog and I’m impressed! Extremely useful info particularly the remaining phase 🙂 I maintain such info a lot. I was looking for this certain information for a long time. Thank you and best of luck.

  30. Nice blog! Is your theme custom made or did you download it from somewhere?A design like yours with a few simple tweeks would really make my blog stand out.Please let me know where you got your theme.Cheers

  31. We are a group of volunteers and opening a new scheme in our community.Your website provided us with valuable information to work on.You have done an impressive job and our entire community will be grateful toyou.

  32. Thanks for the ideas shared on your blog. Yet another thing I would like to mention is that losing weight is not information about going on a dietary fads and trying to shed as much weight that you can in a set period of time. The most effective way to lose weight naturally is by having it bit by bit and following some basic guidelines which can enable you to make the most from the attempt to lose weight. You may know and be following a few of these tips, yet reinforcing understanding never hurts.

  33. I wanted to take a moment to express my gratitude for the wealth of invaluable information you consistently provide in your articles. Your blog has become my go-to resource, and I consistently emerge with new knowledge and fresh perspectives. I’m eagerly looking forward to continuing my learning journey through your future posts.

  34. Having read this I thought it was very informative. I appreciate you taking the time and effort to put this short article together. I once again find myself spending way too much time both reading and commenting. But so what, it was still worth it!

  35. Excellent read, I just passed this onto a colleague who was doing some research on that. And he just bought me lunch since I found it for him smile Thus let me rephrase that: Thanks for lunch!

  36. I have been surfing on-line more than 3 hours today, but I never discovered any interesting article like yours. It?s beautiful worth enough for me. In my opinion, if all webmasters and bloggers made just right content as you probably did, the internet will probably be much more helpful than ever before.

  37. Trước khi tham gia cá cược tại U888 hay bất kỳ nhà cái nào khác, người chơi cần cân nhắc kỹ lưỡng về các yếu tố như uy tín của nhà cái, các điều khoản và điều kiện, cũng như khả năng tài chính của bản thân.

  38. As the decentralized finance (DeFi) space continues to evolve in 2025, SpookySwap has established itself as one of the leading decentralized exchanges (DEXs) on the Fantom Opera blockchain. Known for fast, low-cost token swaps, yield farming, and liquidity rewards, SpookySwap is a powerful tool for traders and DeFi enthusiasts looking to maximize their returns while maintaining full control of their funds.

  39. Youre so cool! I dont suppose Ive read something like this before. So good to find someone with some unique thoughts on this subject. realy thank you for beginning this up. this website is one thing that’s needed on the net, somebody with a little originality. helpful job for bringing something new to the internet!

  40. Discover CowSwap, the trusted decentralized exchange platform for seamless crypto trades in 2025. With low fees, high security, and fast transactions, CowSwap is a go-to solution for DeFi users worldwide

  41. Discover CowSwap, the trusted decentralized exchange platform for seamless crypto trades in 2025. With low fees, high security, and fast transactions, CowSwap is a go-to solution for DeFi users worldwide

  42. Discover CowSwap, the trusted decentralized exchange platform for seamless crypto trades in 2025. With low fees, high security, and fast transactions, CowSwap is a go-to solution for DeFi users worldwide

  43. Discover the future of decentralized finance with Woofi Finance, a cutting-edge platform for seamless crypto staking and yield farming. Maximize your returns with low fees and high rewards. Join the revolution in DeFi today!

  44. Discover CowSwap, the trusted decentralized exchange platform for seamless crypto trades in 2025. With low fees, high security, and fast transactions, CowSwap is a go-to solution for DeFi users worldwide

  45. Howdy this is kind of of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding skills so I wanted to get advice from someone with experience. Any help would be greatly appreciated!

  46. Youre so cool! I dont suppose Ive learn something like this before. So nice to seek out any individual with some original thoughts on this subject. realy thank you for beginning this up. this web site is something that’s needed on the web, somebody with slightly originality. useful job for bringing one thing new to the internet!

  47. sex nhật hiếp dâm trẻ em ấu dâm buôn bán vũ khí ma túy bán súng sextoy chơi đĩ sex bạo lực sex học đường tội phạm tình dục chơi les đĩ đực người mẫu bán dâm

  48. I should say also believe that mesothelioma is a scarce form of cancer malignancy that is often found in those people previously subjected to asbestos. Cancerous cells form from the mesothelium, which is a defensive lining which covers a lot of the body’s organs. These cells typically form within the lining on the lungs, abdominal area, or the sac which actually encircles the heart. Thanks for revealing your ideas.

  49. I can’t believe how amazing this article is! The author has done a tremendous job of presenting the information in an compelling and informative manner. I can’t thank her enough for offering such priceless insights that have certainly enhanced my understanding in this subject area. Hats off to her for creating such a masterpiece!

Deja una respuesta

Tu dirección de correo electrónico no será publicada. Los campos obligatorios están marcados con *